Asset finance
Funding for plant, machinery, vehicles & equipment
Asset finance allows businesses to acquire essential equipment without significant upfront capital outlay, with the asset itself typically serving as security.
Common uses
- Plant and machinery
- Commercial vehicles and fleet
- IT and office equipment
- Manufacturing equipment
- Refinancing existing owned assets
Typical documents required
- Company accounts
- Bank statements (3 months)
- Asset invoice / proforma
- Director ID and address
- Existing asset list (refinance)
Risks & considerations
- Hire purchase vs leasing tax treatment differs
- VAT treatment varies by product
- Personal guarantees commonly required
- Balloon payments may apply
- Asset depreciation should be considered
Ready to discuss your requirement?
Complete the digital funding assessment and our team will package and introduce your enquiry to suitable specialist partners.
Start Funding AssessmentImportant: Countrywide Specialist Finance is not a lender and does not provide regulated financial advice. We act as an introducer and commercial finance support platform. All finance is subject to lender criteria, underwriting, valuation and status.