Bridging finance
Short-term bridging finance, packaged with care
Bridging finance is short-term lending typically secured against property and used where speed or flexibility is required. We help package enquiries for regulated and unregulated bridging.
Common uses
- Property acquisitions requiring fast completion
- Auction purchases
- Chain break and downsizing
- Light and heavy refurbishment
- Refinance of existing facilities
- Capital raising against unencumbered property
Typical documents required
- Proof of ID and address
- Asset & liability statement
- Property details and valuation (if available)
- Exit strategy evidence
- Bank statements (3–6 months)
- Planning documents (where applicable)
Risks & considerations
- Interest rates are higher than long-term mortgages
- Clear, evidenced exit strategy is essential
- Valuation, legal and arrangement fees apply
- Failure to exit on time can result in default rates
- Owner-occupied bridging may be regulated
Ready to discuss your requirement?
Complete the digital funding assessment and our team will package and introduce your enquiry to suitable specialist partners.
Start Funding AssessmentImportant: Countrywide Specialist Finance is not a lender and does not provide regulated financial advice. We act as an introducer and commercial finance support platform. All finance is subject to lender criteria, underwriting, valuation and status.