Land finance
Strategic land, options & planning gain transactions
Land finance is specialist lending against sites with or without planning consent — used to secure strategic positions ahead of development or onward sale.
Common uses
- Land with planning consent
- Land without planning (strategic)
- Land options and promotes
- Brownfield site acquisitions
- Land assembly funding
Typical documents required
- Site plans and legal title
- Planning status documentation
- Valuation / red book report (where available)
- Exit strategy evidence
- Borrower ID, address and proof of funds
Risks & considerations
- LTV is significantly lower than developed assets
- Sites without planning are higher risk
- Holding costs add up over a long planning cycle
- Exit may depend on planning outcome
- Specialist legal review is essential
Ready to discuss your requirement?
Complete the digital funding assessment and our team will package and introduce your enquiry to suitable specialist partners.
Start Funding AssessmentImportant: Countrywide Specialist Finance is not a lender and does not provide regulated financial advice. We act as an introducer and commercial finance support platform. All finance is subject to lender criteria, underwriting, valuation and status.